You Don’t Have to Face Divorce Alone
Divorce is one of life’s most stressful and overwhelming experiences. Emotions run high, and the future can feel uncertain and confusing. We’re here to help you see beyond the chaos and begin building a hopeful, fulfilling future once this chapter is behind you.
Let’s address the most common challenge right away: emotions. Intense, often painful feelings can lead to rushed or poorly thought-out decisions. It’s common for both parties to approach the situation with conflicting goals, making it even harder to find a path forward. That’s where we can truly make a difference.
Housing is often one of the biggest issues during a divorce. If you and your spouse own a home, you’ll have important choices to make. You may choose to sell and split the proceeds, or one of you may opt to refinance and buy out the other’s share. Sitting down to explore these options together can reduce tension and help you move forward with clarity.
We offer a free consultation and a complimentary comparative market analysis of your home. Our goal is to provide you with the information and support you need to make confident, informed financial decisions during this difficult time.
The Benefits of Working With a Real Estate Agent
1. Negotiation Skills
Not everyone is an expert negotiator, but luckily your agent is and they can negotiate on your behalf.
2. Dedicated Time
An agent can save you time by hosting open houses, replying to inquiries, scheduling showings, etc.
3. Sales Expertise
Working with a professional agent ensures that your home will be valued at what it’s worth.
4. Ongoing Advice
Selling or buying a home can be tricky, think of an agent as your pilot. They will navigate the journey and ultimately create a smoother ride.
5. Service Provider Network
Real estate agents have a useful network of service providers, movers, lenders, and repair companies
6. Paperwork Expertise
It’s hard to remember all the documents needed for a transaction. Your agent will handle this for you.
7. Buyer & Seller Access
Your agent has community connections that will help you buy or sell your house faster than you could on your own.
8. Marketing Knowledge
Real estate agents know how to showcase your home and attract the right buyers online.
Divorce Real Estate FAQ
Can I buy a new home if I’m still listed on the previous mortgage?
Yes, but it can be difficult to purchase another home until your divorce is final. In most situations involving child support and alimony, the payments must be received for a specific time period before you can use it as qualifying income. If you are still listed as a co-borrower on the mortgage for the prior home, many mortgage programs will allow you to qualify while excluding that debt. We will connect you to an experienced lender who can give you the best advice for your unique situation.
What happens to my current home?
If you and your spouse own a home, there are two main routes you can take to reach a solution. You can sell the home and split the proceeds, or one person can “buy out” the other by refinancing the mortgage. Sitting down and discussing these options will help you get on the same page and minimize friction.
How does a divorce impact my credit score?
Unfortunately for many, divorce is a time of great financial hardship and credit challenges. Because you are responsible for the mortgage until it is paid in full or refinanced, it is imperative that you remain current on the monthly payments. We can discuss further whether refinancing or selling is a better option for your situation and come up with a plan.
From Move Out To Closing
I’ve helped many families smoothy navigate the ins and outs of buying or selling a home after a divorce. From start to finish and all the details in between. My team and network of local experts are ready to help you in every step of the process.